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Voluntary Term Life Insurance Vs. Voluntary Permanent Life Insurance

Voluntary Term Life Insurance Vs. Voluntary Permanent Life Insurance

Voluntary life insurance is an optional benefit offered to employees by employers. It pays cash benefits to a beneficiary upon the death of the insured. In exchange for the employer’s guarantee of payment of these benefits, the employee pays a monthly premium. Typically, employer sponsorship makes premiums less costly than for individual life insurance policies. Types Of Voluntary Life Insurance Employers can provide two types...

Crowdfunding Is Not Life Insurance

Crowdfunding Is Not Life Insurance

We live in a world of instant gratification. These days, you can order takeout, book a plane ticket, or even find a Friday night date – all with a swipe and a tap on your phone. Living in the moment is a beautiful thing. But when it comes to financial planning, it’s important to think ahead. Life insurance puts you in control of how you...

How To Improve Your Home Lighting

How To Improve Your Home Lighting

In the simplest sense, the lights in your house are there to help you see. But they’re capable of so much more. Like your floor plan and color scheme, home lighting can also help set the mood and add character to the place you call home. Professional and amateur home decorators alike go on about the value of a few well-placed lights. Yet many homeowners...

Understanding The Different Types Of Surety Bonds

Understanding The Different Types Of Surety Bonds

If you are in business in any of a wide range of industries, surety bonds are likely to be part of your business insurance package. These bonds are used in a variety of business situations in which an additional guarantee for the quality of service or products is required. The following is some basic information about the different types of security bonds used in business...

Staying Safe When Passing A Roadside Accident

Staying Safe When Passing A Roadside Accident

Accidents on the road can cause traffic congestion and delay your travels. They can also create hazardous conditions that lead to additional wrecks. The following are some tips for keeping yourself and your passengers safe when you encounter a roadside accident, construction, or other delays on the road. Don’t Get Distracted If You Are Stuck In Traffic A wreck on the highway, road construction, lane...